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Split expenses,
not friendships
One shared card for your group. When anyone swipes, everyone gets charged their share instantly.

Splitting expenses
is broken
Current solutions require manual tracking, delayed reimbursements, and awkward money requests.
- Someone always forgets to pay back
- Constant Venmo requests feel awkward
- Tracking who owes what is a headache
- When someone doesn't pay, others get stuck
One card.
Automatic splits.
Get a shared virtual card that instantly splits every purchase among group members at the point of sale.
- Everyone pre-funds their account
- Charges split instantly when anyone swipes
- No IOUs, no chasing payments ever
- You control the split ratios
How it works
Start splitting expenses in minutes
Create a group
Invite your roommates, partner, or friends. Everyone links their payment method.
Set your splits
Choose 50/50, custom ratios, or different rules for different spending categories.
Swipe and done
Use your shared card anywhere. Everyone gets charged their share instantly.
Why divi works
Instant settlement
Charges split the moment the card is swiped. No waiting, no reminders, no IOUs.
Zero risk
Everyone pre-funds their account. If someone can't pay their share, the transaction declines.
Full control
Set spending limits, choose split ratios, and vote on rules as a group.
Ready to stop chasing
payments?
Join the waitlist and be the first to experience hassle-free group expenses.